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Afterpay

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Spend limits start at around $600

We’re all about responsible spending; our smart spend limits increase with your on-time payments.

Widely accepted online and in-store.

Pay in 4 for fashion, travel, medical, automotive, entertainment and so much more by selecting Afterpay at checkout.

Split the payments, zero interest.

When you use Afterpay, you’ll pay in 4 interest-free instalments, and there are no late fees when you pay on time.

What is Afterpay?

Buy-now, pay-later financing allows shoppers to make purchases and pay them off over time. Afterpay, which is now owned by payments technology company Block, is an Australian company that offers such consumer loans free of interest.

Launched in 2015, the Afterpay platform now serves customers in Australia, New Zealand, the United States, and Canada. Additionally, it is available in the United Kingdom, France, and Spain, where it is known as Clearpay.

Features Of Afterpay

No interest: - Working in a way similar to a no-interest loan, the only charges a customer will pay are their instalments every 2 weeks, and any applicable late fees.

No advance sign-up for in-store purchases: - Even if you don't have an account, you can still walk into a selected retailer and choose Afterpay. You'll just need to sign up later.

Manage your account: - Sign in to see your upcoming payments, orders and account information.

Reminders: - You'll be notified ahead of time when a payment is coming up and how much it is, so that you can make sure there's no overdrawing.

Automatic deductions: - Each quarter amount is automatically deducted from your chosen card to make sure you can keep up with your repayments, even if you’re busy or you can’t get online.

Refunds and more: - You can still get a refund for purchases you’ve made with Afterpay, in line with each store’s refunds policy.

Pay in advance: - You can pay instalments ahead of time, penalty-free.

Market-leading security: - Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. This is the highest level of payment security there is, for both your card details and your personal information.

Earn rewards: - Shopping through Afterpay and paying each of your instalments on time can earn you benefits through Afterpay's Pulse Rewards program. These rewards range from discounts at stores to being able to postpone your upfront quarter payment from checkout to 2 weeks after your purchase.

Frequently Asked Questions

What is Afterpay?

Afterpay is a service that allows us to offer our customers the ability to make purchases now and pay for them in four equal installments, made every 2 weeks, without any interest.

How do I use Afterpay?

Just shop paylatershop.com.au and checkout as usual. At checkout, choose Afterpay as your payment method. You will be directed to the Afterpay website to register and provide payment details (Visa or Mastercard). If you’ve used Afterpay before, just log into your Afterpay account. Then complete your order -- it’s that easy

Please note, all items in your shopping bag must be eligible for Afterpay, and the order value must be between $35 and $1000.

Are there extra fees when I use Afterpay?

Afterpay is always zero interest. You pay nothing extra when you pay on time, according to your payment schedule. The only fees are late fees for missed payments.

Is there a minimum age requirement for using Afterpay?

Afterpay is only offered to customers over the age of 18.

What products are not eligible for purchase using Afterpay?

Afterpay is not available on purchases of gift cards or e-Gift cards and may be unavailable on additional products. If your order contains gift cards and other eligible products, you will need to purchase your gift cards separately.